1. Content
The author reserves the right not to be responsible for the topicality, correctness, completeness or quality of the information provided. Liability claims regarding damage caused by the use of any information provided, including any kind of information which is incomplete or incorrect ,will therefore be rejected. All offers are not-binding and without obligation. Parts of the pages or the complete publication including all offers and information might be extended, changed or partly or completely deleted by the author without separate announcement.

2. Referrals and links
The author is not responsible for any contents linked or referred to from his pages - unless he has full knowledge of illegal contents and would be able to prevent the visitors of his site fromviewing those pages. If any damage occurs by the use of information presented there, only the author of the respective pages might be liable, not the one who has linked to these pages. Furthermore the author is not liable for any postings or messages published by users of discussion boards, guestbooks or mailinglists provided on his page.

3. Terms of usage
a.) Agreement
With accessing and browsing of that website or the download of material from this website you agree to the following terms and accept them.

b.) Purpose and Subject of this website
All information’s in the unprotected area of this website are offered for free. This does not imply a contract like relation between the author and the user of this website. The information on the website is not a guidance and does not make individual counseling obsolete.

c.) Data protection
Personal Data if given will be not shared with third parties or sold to others.

d.) Password protection
All over the operator Inet-cash or Netdebit passed on user name and passwords for the Memberarea may be passed on not on third. If this should happen nevertheless civilian and criminal measures are introduced.

e.) Download programs, offline-browser and other automated download
Download programs and offline-browser
It is forbidden to use download programs / offline-browser with our offer. Using such programs will result in an immediate locking of your account.

4. Copyright
The author intended not to use any copyrighted material for the publication or, if not possible, to indicate the copyright of the respective object. The copyright for any material created by the author is reserved. Any duplication or use of objects such as images, diagrams, sounds or texts in other electronic or printed publications is not permitted without the author's agreement.

5. Privacy policy
If the opportunity for the input of personal or business data (email addresses, name, addresses) is given, the input of these data takes place voluntarily. The use and payment of all offered services are permitted - if and so far technically possible and reasonable - without specification of any personal data or under specification of anonymized data or an alias. The use of published postal addresses, telephone or fax numbers and email addresses for marketing purposes is prohibited, offenders sending unwanted spam messages will be punished.

6. Legal validity of this disclaimer
This disclaimer is to be regarded as part of the internet publication which you were referred from. If sections or individual terms of this statement are not legal or correct, the content or validity of the other parts remain uninfluenced by this fact.

7. Final Clause
If any of this terms will be obsolete due to country law or is in any way not acceptable in a country, does not make all other terms obsolete.

October 2007